Estimasi Willingness To Pay Pekerja Konstruksi Gedung Membayar Premi Asuransi Keselamatan dan Kesehatan Kerja (K3) dan Faktor yang Mempengaruhinya

摘要

. This paper presents the research finding of estimating the willingness to pay (WTP) by construction workers for a hypothetical independent safety-and-health-insurance. This research was based upon a survey using Stated Preference format under the Contingent Valuation approach, undertaken in five building projects in Bandung. The elicitation method employed was closed-ended dichotomous choice via double-bounded (DB) technique with data collection performed through direct interviews with construction workers. Of 151 respondents, 107 (70.9%) were willing to participate in the hypothetical insurance package. The Chi-square Automatic Interaction Detector (CHAID)-based analysis of four developed models indicates that project duration, ages, and statuses of respondents are the best predictors in explaining their decisions. The DB analysis run on overall dataset demonstrates that project duration is the only statistically significant predictor at the 0.05 level. Based on the four models, the WTP ranges between Rp. 57,552 (0.57% of the coverage value) and Rp. 61,970 (0.62%) per project, which is greater than the current personal accident premium (0.25%–0.40%).